on cash.
Paid in Bitcoin.
3.8% interest on cash. Paid in Bitcoin.
✓ No hidden fees or minimums
✓ Withdraw your cash at anytime
How to earn Bitcoin on your cash
1. Deposit cash
2. Earn Bitcoin
3. Grow your wealth
A cash account that actually grows your wealth
Generate real returns
Ditch the dollar over time
Elevate your Bitcoin strategy
We know where the yield interest comes from.
Earn with confidence on River, where security meets transparency
Secure funds, Bitcoin returns
Proven full reserve custody
$250,000 FDIC insurance
Frequently Asked Questions
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The table is for illustrative purposes only. It compares estimated yields and annual earnings calculated from: the yield as of 10/07/2024 of a Bitcoin interest on cash offered in River, and the APY offered by other service providers as found on their websites (data correct as of 10/08/2024 for - Way2Save®, Chase Savings℠, and Bank of America Advantage Savings). Yields will fluctuate over time, and are not a forecast or guarantee of future earnings.
The estimations assume certain and financial circumstances that do not apply to every individual. The figures presented are based on assumptions and may not apply to all individual circumstances. Actual earnings may be higher or lower, depending on numerous factors including the frequency of compounding, and variability of the yield.
All investments involve risks. Nothing in this content should be construed as investment advice.
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Based on national average savings account rate and reported CPI inflation. Trading Bitcoin involves risk of loss.
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River Financial Inc. (“River”) is not a bank. USD funds are deposited by Lead Bank, Member FDIC. Your USD is FDIC insured up to $250,000, inclusive of any deposits that you already hold at Lead Bank in the same ownership capacity. FDIC Insurance may protect against a failure by Lead Bank, but does not protect against River’s failure, nor does it protect against theft or fraud. Bitcoin is not insured by the FDIC, and may lose value.
Interest may be earned on cash that has settled at Lead Bank. The current interest rate is 3.8%, and is subject to change. You may choose to receive interest payouts in Bitcoin or in USD. Lead is not affiliated with River’s Bitcoin program, products, or offerings. Not available in all states. Fees may apply. Please review the Terms of Service for eligibility restrictions and additional details.