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Knowledge Base / Account Funding / How can I fund my River account?
Account Funding

How can I fund my River account?

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Overview

You can fund your River account through Bank (ACH) Transfers or Wire Transfers. This guide will walk you through the process for funding your account with both a bank transfer and a wire transfer.

Link a Bank Account

Before initiating an ACH deposit to River, you will need to link a bank account. You can follow our full guide on how to link a bank account here.


You can fund your River account via the web or via our iOS mobile app. For mobile app instructions, click here.

Web

Initiating a Bank (ACH) Transfer

1. First, log in to your River account.

2. From your home screen, you can click "Transfer" in the navigation bar at the top of your screen.

River Financial Overview Page

3. On the transfer page, you will have the choice to transfer cash or bitcoin. Select "Transfer Cash" and click "Next".

River Financial Transfer Page

4. Select "Deposit to River Account" and click "Next" to initiate a deposit.

River Financial Transfer Page

5. Next, you will be asked to choose your payment method. To initiate an ACH deposit, select "Bank Transfer (ACH)" and click "Next".

River Financial choose payment method

6. You will now be asked to select the bank account from which you will withdraw the funds and the River account into which you wish to deposit the funds. Lastly, you can specify the amount for the deposit. When you have completed this section, click "Next" again.

River Financial ACH Payment Info

7. Finally, please confirm your deposit details, including the amount, the bank account from which you are withdrawing, and the River account to which you are depositing. If all the information looks correct, click "Confirm" to initiate the ACH deposit.

River Financial Confirm ACH Transfer Details

8. You should see the following confirmation screen once your deposit has been initiated, and the funds will be withdrawn from your bank account within 2-4 days.

River Financial Confirm ACH Transfer Details

iOS App

Initiating a Bank (ACH) Transfer

1. Navigate to the River Financial app. Select the gold icon at the bottom of the homepage.

River Financial iOS Homepage

2. Select “Transfer Cash.”

River Financial Transfer Page

3. Select “Deposit Cash.”

River Financial Transfer Page />
    <p>4. Please select “Bank Transfer (ACH).” Wire transfers are not yet available on the mobile app but will be coming soon! </p>
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5. Enter the amount of cash you would like to deposit into your River account.

River Financial Initiate Bank (ACH) Transfer

6. Review the preview of your deposit and make sure that everything looks good. Once reviewed, hit the “Deposit Now” button to process the transfer.

River Financial Initiate Bank (ACH) Transfer

7. Once completed, you will see the following screen confirming your transfer. Your changes will now be reflected on your River account.

River Financial Confirmation Page